Retirees
Happy RetirementYou have worked hard to accumulate your retirement savings. Whether your savings are in one account or ten, collectively, they represent a single source of income. They also represent a challenge—To spend from them in an organized way that ensures your income will last as long as you do.
Specialties
Strategic Planning
The rules of money management shift in retirement. Even if you planned carefully for your retirement years, you can’t just put your personal finances on autopilot the moment you retire. You’ll still need to manage your income, investments, and expenses. You may be taxed differently with every retirement account you have, and you will want to be strategic.
Timing is critical
How and when you withdraw from your various retirement accounts impacts taxes differently.
Longterm Retirement Investments
The money you keep invested in the markets (for example, in stock and bond mutual funds) will continue to potentially acquire earnings and produce growth opportunities.
Short-term investments
Short-term investments will allow you to access your money quickly, often called your cash reserves. The goal should be to preserve your short-term expenses from the possibility of market declines.
Strategic Withdrawal Planning
Following a disciplined withdrawal plan, your savings can allow you to live the life you dreamed of for retirement.
Paying Attention to the details
We believe that personal attention from your financial advisor is key to your retirement success.
Financial planning Process
Wealth management designed specifically for you
Trust & Stability
You can’t control many factors (such as market performance, the rate of inflation, and life expectancy), so it is important to stay adaptable. You want a financial advisor you can trust to make any necessary adjustments when you need.
Knowledge & Experience
There is no single “right” approach. Your wealth management team must have the knowledge and experience to guide your investment performance as your life circumstances change.
finding balance
When you can align your available resources, life goals, and chosen lifestyle, you will have the possibility to achieve the financial independence you’ve worked hard for once the paychecks stop.
Retire your way
Enjoy your retirement without worry
When you retire, there is a chance you’ll have several income streams. They might include a pension from a former employer, income from your retirement accounts and other investments, Social Security benefits, and possibly a paycheck from part- or full-time work. The wealth management team you choose must help you coordinate your resources and expenses. Wilson Coker Wealth Advisors has the experience to enjoy your retirement without worry.
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Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.